财资管理篇2021.05产品说明-完整版用友网络科技股份有限公司2版权未经用友集团的书面许可，本产品说明任何整体或部分的内容不得被复制、复印、翻译或缩减以用于任何目的。本产品说明的内容在未经通知的情形下可能会发生改变，敬请留意。请注意：本产品说明的内容并不代表用友所做的承诺。用友网络科技股份有限公司3目录版权2第一章总体目标...................................................................................................................................................10第二章产品架构...................................................................................................................................................15第三章产品特性...................................................................................................................................................163.1资金基础设置.............................................................................................................................................163.2账户管理.....................................................................................................................................................163.3资金计划.....................................................................................................................................................163.4现金管理.....................................................................................................................................................173.5银企直连.....................................................................................................................................................203.6付款排程.....................................................................................................................................................213.7银行存款.....................................................................................................................................................223.8资金结算.....................................................................................................................................................223.9资金调度.....................................................................................................................................................243.10内部存款...................................................................................................................................................243.11内部贷款...................................................................................................................................................263.12担保管理...................................................................................................................................................273.13授信管理...................................................................................................................................................283.14融资筹划...................................................................................................................................................283.15贷款管理...................................................................................................................................................293.16发债管理...................................................................................................................................................303.17商业汇票...................................................................................................................................................313.18银行票据池...............................................................................................................................................323.19票据集中管理...........................................................................................................................................323.20信用证管理...............................................................................................................................................343.21保函管理...................................................................................................................................................353.22财资费用...................................................................................................................................................363.23金融投资...................................................................................................................................................373.24资金预测...................................................................................................................................................383.25投融资报表...............................................................................................................................................383.26财资分析...................................................................................................................................................393.27电子签章...................................................................................................................................................393.28欧盟SEPA电子支付.................................................................................................................................403.29移动应用...................................................................................................................................................403.30智能机器人应用.......................................................................................................................................40第四章产品范围...................................................................................................................................................41第五章产品主要功能...........................................................................................................................................565.1资金基础设置.............................................................................................................................................565.1.1受理日期管理..................................................................................................................................565.1.2受理日期查询..................................................................................................................................565.1.3利率设置..........................................................................................................................................565.1.4结息日..............................................................................................................................................575.1.5授信类别..........................................................................................................................................57用友网络科技股份有限公司45.1.6投融资品种......................................................................................................................................575.1.7财资费用项目..................................................................................................................................585.1.8非银行金融机构..............................................................................................................................585.1.9还款方式..........................................................................................................................................585.1.10单据计划项目对照........................................................................................................................595.1.11内部授信类别................................................................................................................................595.1.12代理结算账户设置........................................................................................................................595.2账户管理.....................................................................................................................................................605.2.1开户申请..........................................................................................................................................605.2.2销户申请..........................................................................................................................................605.2.3银行账户管理..................................................................................................................................605.2.4内部账户办理..................................................................................................................................615.3资金计划.....................................................................................................................................................645.3.1应用模型..........................................................................................................................................645.3.2业务规则..........................................................................................................................................655.3.3控制规则..........................................................................................................................................655.3.4套表管理..........................................................................................................................................655.3.5零预算规则......................................................................................................................................665.3.6任务管理..........................................................................................................................................665.3.7资金计划编制..................................................................................................................................665.3.8计划查阅..........................................................................................................................................675.3.9计划拨款..........................................................................................................................................675.3.10计划审批........................................................................................................................................685.3.11报送管理........................................................................................................................................685.3.12直接调整........................................................................................................................................685.3.13局部调整........................................................................................................................................695.3.14预算调剂........................................................................................................................................695.3.15调整单管理....................................................................................................................................695.3.16版本查询........................................................................................................................................695.3.17控制方案........................................................................................................................................695.3.18日常执行........................................................................................................................................705.3.19查询分析........................................................................................................................................705.4现金管理.....................................................................................................................................................705.4.1期初余额..........................................................................................................................................705.4.2单据协同..........................................................................................................................................715.4.3账户控制规则..................................................................................................................................715.4.4结算..................................................................................................................................................715.4.5网上付款..........................................................................................................................................735.4.6单位支付信息变更..........................................................................................................................735.4.7划账业务..........................................................................................................................................735.4.8现金业务..........................................................................................................................................735.4.9外币兑换业务..................................................................................................................................745.4.10银行对账........................................................................................................................................745.4.11空白票据........................................................................................................................................75用友网络科技股份有限公司55.4.12到账通知........................................................................................................................................755.4.13共享中心到账通知........................................................................................................................755.4.14收款结算业务................................................................................................................................765.4.15付款结算业务................................................................................................................................795.4.16总账与业务系统对账....................................................................................................................835.4.17期末处理........................................................................................................................................835.4.18现金管理查询................................................................................................................................845.4.19现金管理报表................................................................................................................................845.5银企直联.....................................................................................................................................................855.5.1商户号..............................................................................................................................................855.5.2支付通道设置..................................................................................................................................855.5.3数据下载设置（集团）..................................................................................................................855.5.4数据下载设置（组织）..................................................................................................................855.5.5账户支付限额设置..........................................................................................................................865.5.6账户余额在线查询.........................................................................................................................865.5.7银行对账单下载..............................................................................................................................865.5.8支付确认单......................................................................................................................................865.5.9支付指令状态..................................................................................................................................865.5.10工资清单........................................................................................................................................875.5.11自动下载日志................................................................................................................................875.5.12银行电子回单管理........................................................................................................................875.5.13银企直连业务日志........................................................................................................................875.5.14银行联行号下载............................................................................................................................885.5.15银企直连几个重要参数................................................................................................................885.5.16票据池直联通道设置....................................................................................................................885.5.17票据池指令状态............................................................................................................................895.5.18票据池额度查询............................................................................................................................895.5.19票据池数据下载设置-集团...........................................................................................................895.5.20票据池数据下载设置-组织...........................................................................................................895.5.21票据池自动下载日志查询............................................................................................................895.5.22电票网银适配器设置....................................................................................................................895.5.23电票指令状态................................................................................................................................895.5.24电票数据下载设置-集团...............................................................................................................895.5.25电票数据下载设置-组织...............................................................................................................895.5.26电票信息查询................................................................................................................................905.5.27电票自动下载日志查询................................................................................................................905.6付款排程.....................................................................................................................................................905.6.1计划周期..........................................................................................................................................905.6.2自动排程规则设置..........................................................................................................................915.6.3计划编制..........................................................................................................................................915.6.4计划汇总..........................................................................................................................................925.6.5计划核准..........................................................................................................................................925.6.6上级核准汇总..................................................................................................................................935.6.7付款明细查询..................................................................................................................................93用友网络科技股份有限公司65.6.8付款汇总查询..................................................................................................................................935.6.9付款计划多维分析查询..................................................................................................................945.7银行存款.....................................................................................................................................................945.7.1活期存款设置..................................................................................................................................945.7.2定期存款管理..................................................................................................................................945.7.3通知存款管理..................................................................................................................................965.7.4转存处理（银行存款）..................................................................................................................985.7.5计息处理（银行存款）..................................................................................................................995.7.6账表查询（银行存款）................................................................................................................1005.8资金结算...................................................................................................................................................1005.8.1委托结算业务................................................................................................................................1005.8.2内部转账业务................................................................................................................................1075.8.3内部特转业务................................................................................................................................1095.8.4现金业务........................................................................................................................................1105.8.5外币兑换业务................................................................................................................................1125.8.6业务查询........................................................................................................................................1125.8.7业务回单........................................................................................................................................1145.9资金调度...................................................................................................................................................1145.9.1资金上收业务................................................................................................................................1145.9.2资金下拨业务................................................................................................................................1175.9.3资金调拨业务................................................................................................................................1215.9.4业务查询........................................................................................................................................1235.10内部存款管理.........................................................................................................................................1235.10.1活期存款计息..............................................................................................................................1245.10.2定期存款管理（内部存款）......................................................................................................1255.10.3通知存款管理（内部存款）......................................................................................................1275.10.4转存处理（内部存款）..............................................................................................................1295.10.5计息处理......................................................................................................................................1305.10.6账表查询（内部存款）..............................................................................................................1315.10.7成员单位业务处理......................................................................................................................1315.10.8成员单位业务回单......................................................................................................................1335.10.9成员单位业务查询......................................................................................................................1345.11内部贷款.................................................................................................................................................1365.11.1内部贷款合同..............................................................................................................................1365.11.2内部贷款放款..............................................................................................................................1375.11.3内部贷款还本和付息..................................................................................................................1375.11.4内部贷款计息..............................................................................................................................1385.11.5内部贷款利息清单......................................................................................................................1385.11.6内部贷款执行明细表..................................................................................................................1385.11.7内部授信额度查询......................................................................................................................1385.11.8内部借款申请..............................................................................................................................1385.11.9内部借款合同..............................................................................................................................1395.11.10放款申请....................................................................................................................................1395.11.11单位预提利息............................................................................................................................139用友网络科技股份有限公司75.11.12放款回单.........................................................................................
